Roof Damage Insurance Claims: 5 Costly Mistakes Homeowners Make

When Michigan storms hit, roof damage is often unavoidable. But how you handle it afterward can make or break your insurance claim.

Avoid these five common mistakes:

1. Calling Insurance First

Big mistake. Without proof of damage, your claim might get denied — and that denial stays on your record. Call a roofing expert first to inspect and build your case.

2. Not Taking Photos Immediately

Storm damage changes fast. Wind-blown debris, rain, or even a sunny day can erase signs of impact. Take clear photos of your roof, yard, and anything out of place.

3. Trusting the Insurance Adjuster to Catch Everything

Adjusters aren’t roofing specialists. They often overlook less obvious damage. Our experts go on the roof and point out every detail — and we make sure it gets on the report.

4. Delaying the Inspection

Waiting too long can lead to claim deadlines or worsening damage. Don’t assume things are fine just because there are no leaks yet.

5. Hiring the Wrong Roofing Company

Some roofers just want the sale. We’re built to fight for you — with honest inspections, real documentation, and hands-on support from first call to final shingle.

Avoid these mistakes and make your insurance work for you. Start with a free storm damage inspection and we’ll take care of the rest.